Initial Disclosure Document

Who regulates us?

The Financial Conduct Authority (FCA) is the independent watchdog that regulates financial services. Use this information to decide if our services are right for you.

Multileasing Ltd is authorised and regulated by the Financial Conduct Authority, permission reference number 658330.

You can check this on the FCA Consumer Credit Register or by contacting the FCA directly on 0300 500 8082

What products do we offer?

Multileasing Ltd offer products and services from a range of Finance and Leasing Companies, UK Vehicle Dealerships and Product Providers with whom we have commercial agreements in place. We are a commission and fee based organisation which means that we receive commission and fee payments for business introductions and providing our services. We will receive financial remuneration which may be variable or pre-set dependent on the product and the volume that we place with that organisation.

Which service will we provide for you?

Our Finance Services:
For the provision of finance, Multileasing Ltd is authorised and regulated by the Financial Conduct Authority, interim permission reference number 589572 and are permitted to advise on and arrange consumer credit contracts.

As an FCA regulated credit broker, we can introduce you to a limited number of lenders and leasing companies (a list is available on request) who may be able to help you finance your vehicle purchase or provide vehicle leasing solutions. This group of lenders and leasing companies provides us with a range of products which may be suitable for your vehicle purchase or leasing requirements. We will explain the key features of those products to you and make a recommendation based on affordability which is suitable for your demands and needs at the time it is made. We are not Independent Financial Advisers and so are unable to provide you with independent financial advice. There are also other sources of finance which you may wish to investigate. We may receive a commission payment (s) or other benefits from finance providers should you decide to enter into a finance agreement with them via us. 

Our Insurance Services: 
For the provision of insurance, Multileasing Ltd is an authorised introducer to brokergap.co.uk which is a trading name of Alexander Lauren Associates Insurance Brokers Limited who are authorised and regulated by the Financial Conduct Authority, FCA Firm Reference No 571109, Consumer Credit Licence 0649578.

Multileasing Ltd will only act in the capacity of an introducer for insurance products with all advice being provided by brokergap.co.uk.

brokergap.co.uk offer a range of insurance products from a limited number of insurers as follows: 

• GAP or Shortfall Insurance 
• Tyre Insurance
• Alloy Wheel Insurance
• Scratch and Dent Insurance
• Excess Cover Insurance
• Key Insurance

brokergap.co.uk will provide advice and make a recommendation for you after they have assessed your demands and needs for the products listed above. The purchase of these insurance products is entirely optional. We do not charge you any fees for this service. We may receive commission or fee payments for business introductions made to brokergap.co.uk

If you wish to register a complaint about insurance or brokergap.co.uk, please contact brokergap.co.uk by either:

Telephone: 01653 916307 
Email: info@brokergap.co.uk 
or in writing: brokergap.co.uk, Unit 3, Park Farm Courtyard, Easthorpe, Malton, North Yorkshire, YO17 6QX 

brokergap.co.uk are covered by the Financial Services Compensation Scheme (FSCS). You may be entitled to compensation from the scheme if brokergap.co.uk cannot meet their obligations. This depends on the type of business and the circumstances of the claim. Insurance advising and arranging is covered for 90% of the claim, without any upper limit. For compulsory classes of insurance, insurance advising and arranging is covered for 100% of the claim, without any upper limit. Further information about the compensation scheme arrangements is available from the FSCS.

What to do if you have a complaint

If you wish to make a complaint please contact Multileasing Ltd by telephone or in writing by referring to our complaints procedure.

To register a complaint contact us by either: 

Email: sales@multileasing.co.uk 
Telephone: 01404 549222 
or write to us at: Multileasing Ltd, Wessex House, 66 High Street, Honiton, Devon, EX14 1PD